Saturday, April 23, 2005

 

George Lucas to Fans: "Get a Life!"

Of course I don't even have to tell you that this weekend is the largest Star Wars convention in history. The 4 day Celebration III in Indianapolis is the place to be in Star Wars geekdom. More than 30,000 fans will attend from literally every corner on earth. You probably have a friend participating in the Stormtrooper Olympics or the DroidYard 500. Get in line early for the One Man Star Wars Trilogy performance!

When word got out that the Grand Poobah himself, George Lucas would attend (his first Star Wars convention since 1987) you probably were going nuts with anticipation. Well.. George took the stage and said something remarkable. Like William Shatner's unforgettable Saturday Night Live performance in 1986 where he attends a Trek convention and says "Get a Life!".
William Shatner 1986 Saturday Night Live
A fan takes a cup of reality check (Saturday Night Live)

George Lucas

George told the crowds something they probably needed to hear:
At one session, Lucas, relaxed and in jeans and a charcoal sweater, said people should take away what they can from the “Star Wars” movies, “but don’t let it take over your lives.”


The only thing funnier than all of this is if you got the privilege of seeing The Man Show episode from May 2002 and the premier of Attack of the Clones. Jimmy Kimmel and Adam Corrola dressed as Star Wars geeks (the WORST Darth Maul and Yoda costumes ever!) and went to a prominent L.A. theatre where hundreds had spent weeks in line awaiting the opening. They walked to the front of the line and, in the highest of fun spirits, plunked their lawn chairs down in front of everyone else! It was soooo funny. A classic.


Adam Corolla

How about Conan's Triumph the Insult Dog at another Star Wars convention. I laughed so hard it hurt. Don't look for me at the keynote. After I don my cape and attend the Jedi Council Forum in Hall 212-2 I am headed straight to the Ewok Toss.

 

Professional Identity Theft Predators

The first time I tried Googling someone it was to check out a software engineer who was performing a technical interview on me. I found out about his penchant for Linux, all things Doom, and a few pranks he played on his computer science department while a student at Purdue. I knew it was going to be fun working with him (and it was).

Do you work with sensitive information? Friends of mine who work with credit card data, SSN data, etc. often have to take drug tests and pass rudimentary background checks to get a job. It is all due diligence, but, in this article you see the futility of it all when someone wants to be evasive. If you think it can't happen, or you would be able to tell they were a crook in the tech interview you might think again. This lady looks like any other IS employee. Pretty scary!


Sonia Howe

A Criminal Slips Through
An accomplice in a huge insurance scam gained easy access to a pension fund's data. A NEWSWEEK exclusive.
By Charles Gasparino
Newsweek


April 25 issue - Chris O'Keefe, a tech manager at TIAA-CREF, the massive pension fund for teachers and professors, figured it was a no-brainer to hire Sonia Radencovich. Her resume listed the right experience for testing TIAA-CREF's computer databases that held client data like Social Security numbers. And she was a contractor from Tek Systems, a "preferred vendor" to TIAA-CREF. O'Keefe assumed Tek had checked her background. "She seemed like the type of person you could trust," he says.

Radencovich, however, left some key facts off her resume, NEWSWEEK has learned. Just days before she began work at TIAA-CREF last Sept. 27, she was sentenced to four years in prison for her role in a huge financial scam. Under what appears to be her real name—Sonia Howe—she was convicted of helping her friend and lover Martin Frankel bilk more than $200 million from insurance firms. She was to begin her sentence on Jan. 4, a few months after she started at TIAA-CREF, at the same prison that housed Martha Stewart for five months.

But her criminal background went undetected for nearly two months, during which she had access to customer data from a number of colleges, including Harvard, the University of Michigan and Purdue. A co-worker knew about her from the Frankel scam (he's serving 16 years) and notified management. Fund execs say they then discovered she had brought her laptop computer to the office—a violation of policy—and downloaded some data. She was fired in November and is now in prison on charges of racketeering and money laundering.

A TIAA-CREF spokeswoman says that an ongoing "forensic investigation" of Howe's activities shows she had access to data from fewer than 100 people, though Howe "potentially had access" to many more. She says there's no evidence that Howe misused the information. Howe's attorney, Stephen Manning, says she "did not make any unauthorized use of data."

But the security breach marks a new twist in the fast-growing problem of identity theft. Recent cases involved hackers who bypassed security controls or posed as legitimate customers to gain access to data. The lapse at TIAA-CREF, however, shows that even criminals can get easy access. NEWSWEEK has learned that Tek Systems used a unit of Kroll Inc., a well-known consulting firm, to conduct its background checks. A copy of its report on Howe—obtained by NEWSWEEK—shows that she had used many different names over the years, including her real name. A spokeswoman for Kroll said Tek ordered only a "standard criminal background procedure" to search records over seven years just in the counties where she lived. It didn't include Connecticut, where she was convicted in federal court (a Google search of "Sonia Howe" turns up many hits that include government filings citing her sentencing and her ties to Frankel). An attorney for Tek Systems said the firm will expand background checks for clients, like TIAA-CREF, "if they ask."

TIAA-CREF, which says it's beefed up its internal controls, also fired O'Keefe for failing to supervise his staff, giving Howe access to client data and not stopping her from using her laptop at the office. He has now filed a "whistle-blower complaint" with the Labor Department and is considering suing his former employer. "Why is this my fault?" O'Keefe says in an interview. "I wasn't supposed to do a background check." Clearly, somebody should have—or at least done a Google search.
© 2005 Newsweek, Inc.

© 2005 MSNBC.com

URL: http://www.msnbc.msn.com/id/7528899/site/newsweek/

 

Another Great Job by the National Targeting Center

Lets tip our hats to the National Targeting Center (NTC). We keep hearing bad news in the War On Terror. Are our airports and airplanes more secure? There is no shortage of stories to make us feel a little alarmed. Regardless, our country is working harder than ever to protect us. The men and women of the NTC are one example. This is one team we should all take a moment and thank, not only for doing their jobs, but for watching our backs, day in and day out. Here is a perfect example of what they do and why we need them..

The following is an article from Newsweek

Mystery Flight
Two passengers trigger alarms—and fresh echoes of 9/11.
By Mark Hosenball and Michael Hirsh
Newsweek



April 25 issue - It's part of the routine for air travel since 9/11. Fifteen minutes after KLM Flight 685 took off from Amsterdam for Mexico City on April 8, Mexican authorities forwarded the names of all the passengers to the U.S. Department of Homeland Security. The reason: the flight was scheduled to pass through U.S. airspace after making a long swing over Canada. The information was then passed on to the U.S. National Targeting Center, based at a secret address in the Virginia suburbs of Washington, D.C. That's when the routine became extraordinary: by the time the Boeing 747 had finished its three-hour crossing of the Atlantic, Homeland Security screeners were on high alert. The names of two Saudi passengers aboard the KLM flight had begun producing "hits" on the screening center's lists of 70,000 suspect foreigners.

One of these hits—from an FBI database of terror suspects known as TIPOFF—smacked investigators right between the eyes. The two Saudis, the database reported, were brothers and pilots who had attended the same Arizona flight school as 9/11 hijacker Hani Hanjour. Soon the multiplicity of U.S. terror databases started pumping out similar hits. Fearing that Flight 685 might be a 9/11-style plot in the making, U.S. authorities refused the plane overflight rights, and Canada rejected a request to land. Much to the chagrin of its 278 passengers, the KLM jet made an exhausting odyssey back to Amsterdam.

Was it a plot? The KLM 685 incident—which was not widely publicized by the U.S. government—is an illustration of just how hard it has become to tell ordinary guys from bad guys in the war on terror. Washington's concern about the KLM flight seems legitimate: in the past year, U.S. counterterrorism officials have cited intelligence indicating that Al Qaeda might be planning to use foreign-based airliners to launch attacks against the U.S. homeland. One U.S. counterterrorism official told NEWSWEEK that the two passengers were "bad dudes." And a European intelligence official said the two have "extensive but secondary" links to Al Qaeda.

At least one of the two Saudis had previously been deported from the United States, according to Homeland Security sources. A former neighbor in Arizona, who asked to remain anonymous, recalled that federal officials in full body armor rushed the Saudi's empty house several weeks after 9/11 and later arrested him. During FBI questioning, a law-enforcement official told NEWSWEEK, the Saudi acknowledged knowing Hani Hanjour. Upon further questioning, he also conceded that he had known another of the 9/11 hijackers.

Even so, by the end of last week the reasons the Saudi brothers gave for their trip to Mexico appeared to be holding up, U.S. investigators conceded. The men told authorities they were visiting their ill father, a retired Saudi diplomat who is living in Mexico. A Saudi official in Riyadh later told NEWSWEEK that the father was a former "administrative employee" of the Saudi Foreign Ministry, but that he has not worked for the government for 10 years and has a Mexican wife. One counterterrorism official said authorities were aware of the family and had been watching the brothers for some time, adding, "I just don't think this was a plot along the lines of 9/11." Much as some intelligence officials insist that the Saudis have Qaeda links, no Western agency made a move to arrest them. (Because of the ambiguous nature of the case, NEWSWEEK has decided not to publish their names.)

So did the United States overreact? "There are so many people on that watch list that shouldn't be on it," explained a U.S. official privy to the KLM case. "But you have to err on the side of caution in the post-9/11 world. You've got a plane with unknown quantities hurtling towards the U.S. You're going to act first and think later." Unfortunately, some foreign governments now think Washington does too much acting and too little thinking. While the Bush administration has made the case that this is a war without rules, Europeans still tend to see counterterrorism as a law-enforcement problem. That is partly why Dutch and other European authorities, lacking direct proof of a crime or plot, decided not to detain the two Saudis. Yet even the Europeans aren't completely on the same page. Officials with Dutch and U.S. intelligence say that after the two men arrived back in Amsterdam, they flew to London, where they were refused entry. Then they flew back to the Netherlands, where they were under surveillance before returning on their own to Saudi Arabia. British officials were later peeved that Dutch authorities failed to communicate to them the full tale of KLM 685. A Saudi official later told NEWSWEEK the two men had been detained for questioning.

Some counterterrorism officials worry that the Saudi brothers could be living double lives. One of the Saudis lived in the United States for at least 14 years and took an engineering degree at Arizona State University. A former neighbor of his in Tempe remembers him as "really nice." But another former Arizona neighbor recalls that a day or two after 9/11, the normally self-contained Saudi was behaving oddly. "He was wearing a wide grin. He said, 'Hi, Neighbor, isn't it a great day?' It seemed inappropriate." Other intelligence officials say if the two were indeed part of a Qaeda operation, it is no surprise their destination was Mexico City. U.S. officials fear that Latin America, and more particularly Mexico—with its porous U.S. border—may become a staging ground for Al Qaeda. The big question is, wherever the next threat comes from, will authorities be able to spot it in time? The possibilities for mistaken identity are many, but the room for error is very, very narrow.

With Michael Isikoff and John Barry in Washington, Friso Endt at Schiphol airport (Amsterdam), Andrew Murr in Phoenix, Joseph Contreras in Miami, Christopher Dickey in Paris and Ruth Tenenbaum in New York

© 2005 Newsweek, Inc.

© 2005 MSNBC.com

URL: http://www.msnbc.msn.com/id/7529185/site/newsweek/

Wednesday, April 20, 2005

 

The "Einstein" of Debt

Today President Bush signed the Bankruptcy Abuse Prevention, Consumer Protection Act, or the new Bankruptcy Law. There are lots of stories out there pro and con. In honor of this event I thought it might be a good time to think about debt.

This year marks the centennial of Einstein's authoring of 5 papers which changed everything:

Albert Einstein as a clerk in Bern, Switzerland, 1905

Five original mind-blowing thoughts and one measly Nobel Prize (awarded for the March paper)! It took years to get them all published. Britain is calling 2005 the "Einstein Year". Others call it the "Year of Miracles". Everyone knows who Einstein was even though he only had 5 original thoughts. Five great breakthroughs in human thought which changed the world forever and made his career. Einstein spent the next 50 years achieving little or nothing (other than escaping the Nazi's in 1933) while living a quiet life as a pacifist professor at the Institute of Advanced Study at Princeton. Some of these ideas weren't understood/accepted until after WWII.

OK. We all know about Mr. Einstein, but how about Andrew Kahr. Ever heard of him? (No.. you haven't). Your life has probably been affected by him though. Andrew Kahr (like Albert Einstein) built a career based upon a very small number of original breakthrough thoughts which changed the world. They aren't about physics though. They are about how to motivate people to use their credit cards to take on massive amounts of debt.

Andrew Kahr on PBS Frontline

PBS Frontline broadcast a fascinating show recently called The Secret History of the Credit Card. In the show they interview Mr. Kahr. It is fascinating stuff. Here are some of his insidious ideas ranging over the last 25 years:

1. Lower the monthly credit card minimum payment from 5% to 2%.

2. Get people to transfer their debt to your bank's credit card by offering an introductory rate -- preferably zero percent. Andrew coined the term "by invitation only.."

3. Keep a bank charter, but avoid the restrictions in the Bank Holding Company Act by creating a "non-bank bank" institution to offer the credit cards.

4. Establish a new mindset in the customer that they can get a credit card from one bank and still have a checking account with another.

5. Move your non-bank bank headquarters to a state where they don't regulate how you want to charge interest (i.e. change the interest rate if the customer is late, or a maximum rate, etc).

6. Get rid of annual fees.

7. Give a kickback (share the 2 percent or so Visa/Mastercard gets on each transaction) such as 5% off Shell gasoline, or 1 frequent flyer mile, etc.

8. Trap customers with fine print "late fees" and "overlimit fees".

It's all outlined here (PDF).

As founder of Providian Financial (a huge San Francisco based credit card company) Andrew Kahr layed out how to make money on the high-risk customers they specialized in:

[the] "problem is to squeeze out enough revenue and get customers to sit still for the squeeze."


My favorite quote from the article is when he observes that:

"people would be more embarrassed by bouncing a $20 check than revolving $20,000 in 22% credit card debt each month"


The average American now carries a credit card load of $9,000. This guy really knows human behavior. I would say he is a genius at it.

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